Unfortunately, as with many Home Improvement solutions, many people have been oversold the benefits of spray foam insulation and have not been given the correct advice.
A recent report by the Residential Property Surveyors Association (RPSA) said there might be as many as 250,000 homes with spray foam insulation in the loft. It said the guidance offered to its members was to adopt a "highly cautious approach, recommending removal of the spray foam in almost every case". Click here to read the full article.
- Spray foam can restrict air circulation in the roof and timbers, leading to condensation and rotting of wooden roof supports.
- Spray foam can put stresses on supporting roof timbers and cause distortion to the roof.
- Although Spray foam may come with a guarantee, it does not guarantee the damage it may cause.
- Lenders are reluctant to lend on properties with spray foam insulation.
- Removing the insulation is likely to cost more than installation.
Andy Wilson, an equity release specialist, said he started noticing the issue two years ago when clients came to him saying they had been told they couldn't sell or remortgage their property following a surveyor's valuation. The problem was foam insulation installed in their roof.
He said: "One client who came to me was devastated because the surveyor had shown them a form where the surveyor had put the value of the property at £0. They were told it was because they had had foam insulation installed in their roof."
Do you Qualify for a Spray Foam Insulation Claim?
- Did the seller provide you with linked finance to purchase your Spray Foam?
- Did you pay a deposit on a credit card?
- Were you made aware of the full implications and possible negative effects of the foam?
- Have you been unable to sell, remortgage or get an equity release, due to having the foam?
If so, talk to one of our claims experts today.