Home Logic Spray Foam Claims
posted 11th May 2026
Could You Still Claim Compensation Even If The Installer Has Closed Down?
If you had spray foam insulation installed by Home Logic UK Ltd and paid using finance or a credit card, you may still have a potential legal claim.
Many homeowners are only now discovering the true consequences of spray foam insulation after:
- Being refused mortgages or remortgages
- Facing reduced property valuations
- Being told the spray foam must be removed
- Discovering ventilation or timber concerns
- Learning that the installer has ceased trading
For some consumers, the position has become financially devastating.
What many people do not realise is that where spray foam installations were funded through regulated finance agreements or credit cards, the finance company or card provider may still remain legally responsible under Section 75 of the Consumer Credit Act 1974. That can apply even where the original installer has closed down.
Finance Companies Potentially Linked To Spray Foam Installations.
Finance arrangements within the home-improvement sector were often separate from the installation contract itself.
Lenders and brokers connected with spray foam and home-improvement finance have included:
- Propensio Finance
- Novuna Consumer Finance
- Ideal4Finance
- Kandoo
- Shawbrook Bank
- Mitsubishi HC Capital UK PLC
- Close Brothers Retail Finance
- Various credit card providers
Many customers say they were:
- Not warned about mortgageability risks
- Told the product would improve property value
- Not informed of future removal costs
- Given incomplete or misleading information about ventilation and roof condition
- Pressured into finance agreements during sales visits.
Claims Advice Line – Free Claim Assessment
At Claims Advice Line, we are now assessing claims for homeowners who may have:
- Been mis-sold spray foam insulation
- Entered into unsuitable finance agreements
- Paid by credit card
- Suffered financial loss due to mortgage or valuation problems.
Where appropriate, claims may potentially be pursued against:
- finance companies;
- lenders;
- credit card providers;
- brokers connected to the transaction.
You May Have A Potential Claim If:
- your property has become difficult to mortgage or sell;
- you were not warned of the risks before installation;
- you used finance or a credit card to pay;
- you have been advised to remove the spray foam;
- the installer has ceased trading;
- you believe the product or finance agreement was misrepresented.
Free Case Review
If you had spray foam insulation installed through Home Logic or another provider and are now facing problems, get in touch with Claims Advice Line for a free assessment of whether you may have a potential Section 75 or finance-related claim.
The earlier evidence is gathered, the easier it can be to assess potential liability and preserve supporting documentation.
